Medicare Supplement Plans
We don't currently offer Medicare Supplement Plans in your area.
2022 Medicare Supplement Plans
Health Alliance™ Medicare Supplement plans help pay for costs above what Original Medicare pays while giving you access to the customer service you deserve and budget-friendly coverage you need.
Effective February 1, 2022 – December 31, 2022
About Medicare Supplement
Medicare Supplement, also called Medigap, helps you pay for costs after Original Medicare pays its share. Supplement plans are standardized, meaning plan types are the same from company to company.
You must have Original Medicare Part A and Part B to enroll in a Medicare Supplement plan. Supplement plans don’t cover everything, so they won’t cover long-term care, vision, dental, hearing aids or glasses. And if you want pharmacy coverage, you’ll have to buy a drug plan separately.
Plan Overview
Does not cover Part A (hospital services) deductible.
Does not cover Part B (medical services) deductible.
Does not cover 100% of Part B charges above what Medicare will pay.
Does not cover emergency care abroad.
${{ SMOKER == "true" ? rate.A_IL_Smoker : rate.A_IL_Nonsmoker }}{{ SMOKER == "true" ? rate.A_Chicago_Smoker : rate.A_Chicago_Nonsmoker }}/mo
Covers Part A (hospital services) deductible.
Does not cover Part B (medical services) deductible.
Covers 100% of Part B charges above what Medicare will pay.
Emergency care abroad.
${{ SMOKER == "true" ? rate.G_IL_Smoker : rate.G_IL_Nonsmoker }}{{ SMOKER == "true" ? rate.G_Chicago_Smoker : rate.G_Chicago_Nonsmoker }}/mo
Covers Part A (hospital services) deductible.
Does not cover Part B (medical services) deductible.
Covers 100% of Part B charges above what Medicare will pay.
Emergency care abroad.
${{ SMOKER == "true" ? rate.HighG_IL_Smoker : rate.HighG_IL_Nonsmoker }}{{ SMOKER == "true" ? rate.HighG_Chicago_Smoker : rate.HighG_Chicago_Nonsmoker }}/mo
Covers Part A (hospital services) deductible.
Does not cover Part B (medical services) deductible.
Does not cover 100% of Part B charges above what Medicare will pay.
Emergency care abroad.
${{ SMOKER == "true" ? rate.N_IL_Smoker : rate.N_IL_Nonsmoker }}{{ SMOKER == "true" ? rate.N_Chicago_Smoker : rate.N_Chicago_Nonsmoker }}/mo
Comparing Plans
| Plan A | Plan G | Plan G High Deductible | Plan N | |
|---|---|---|---|---|
| Basic coverage, including hospitalization, medical expenses, blood and hospice care | ||||
| Ability to see any Medicare doctor or hospital | ||||
| No copays on most services | ||||
| Additional $2,490 deductible | ||||
| Covers your Part A (hospital services) deductible | ||||
| Covers 100% of Part B charges above what Medicare will pay | ||||
| Emergency care abroad |
Comparing Supplement Plan Types
- Hospital Services – Medicare Part A
Plan A Plan G Plan G High Deductible Plan N Medicare Part A Deductible - You Pay $1,556 You pay $2,490 deductible before any cost sharing would apply. Hospitalization
Semi-private room and board, general nursing, and miscellaneous services and supplies
First 60 Days - You Pay $0 $1,556 (Part A deductible) 61st thru 90th Day - You Pay $0 While Using 60 Lifetime Reserve Days - You Pay $0 Additional 365 Days - You Pay $0
(after lifetime reserve days are used)Beyond the additional 365 days, you pay all costs Skilled Nursing Facility Care
Must meet Medicare's requirements, including being in a hospital for at least 3 days and entering a Medicare-approved facility within 30 days of leaving the hospital.
First 20 Days - You Pay $0 Days 21 through 100 - You Pay $0 Up to $194.50 a day 101st day and after, you pay all costs Hospice Care
You must meet Medicare’s requirements, including a doctor’s certification of terminal illness.
$0 Deductible - Medical Services – Medicare Part B
Plan A Plan G Plan G High Deductible Plan N Medicare Part B Deductible - You Pay $233 Medical Expenses
Physician’s services, inpatient and outpatient medical and surgical services and supplies, physical and speech therapy, diagnostic tests, and durable medical equipment.
You Pay First $233 of Medicare Approved Amounts (Part B Deductible) Remainder of Medicare Approved Amounts Up to $20 per office visit and up to $50 per emergency room visit. The copayment of $50 is waived if the insured is admitted to any hospital and the emergency room visit is covered as a Medicare Part A expense. Clinical Lab Services
Tests for Diagnostic Services - You Pay $0 - Other Services (Medicare A and B)
Plan A Plan G Plan G High Deductible Plan N Home Health Care (Medicare Approved Services)
Medically necessary skilled care services and medical supplies - You Pay $0 Durable medical equipment
You Pay First $233 of Medicare Approved Amounts (Part B Deductible) Remainder of Medicare Approved Amounts - You Pay $0
Enrollment
Coverage begins immediately after your first payment. Pay it all upfront or sign up for autopay (link). You must continue to pay your monthly Part B premium.
If you have guaranteed issue rights, you can fill out our attestation form and skip sections on the application, making it quicker and easier for you to enroll.
Perks of Our Supplement Plans
- Start your coverage any day of the month.
- See any doctor in the U.S. who accepts Original Medicare.
- Choose from our four plans with different coverage and premium options.
- Use nearby gyms with our $20/month Fitness Allowance Program.
- Get expert medical help when you’re 100 miles or more from home with Assist America®.
- Get a 12% household discount if you and a legal spouse live at the same address and apply for the same coverage.
